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Los Tres Amigos Group
In this Group: Valeria De Los Angeles, Luis Hernan, Aime Lucia, Martha Azucena, Ofelia Del Socorro
This solidarity group is made of five successful members, and is coordinated by Martha, 42 years old, single, and a merchant of new clothing on the southern border of the country. This business began six years ago, when she decided to leave her job to start this business from the settlement she got, and in that way make herself into an enterprising small businesswoman. The credit she requests is for women's pants, men's pants, children's clothing, spaghetti strap tops, blouses, underwear, etc. The other members are Luis, 44 years old, owner of a barbershop in his home, and Aimee, 22 years old, and owner of a clothing and cosmetic shop in her home, Valeria, 29 years old, who sells new clothing in her community, and Ofelia, 20 years old, a new clothing merchant to the residents of her community and university student, to pay for the costs of her university degree.
View original language description ↓
Grupo solidario integrado por cinco socios exitosos, lo coordina la señora Martha de 42 años de edad, soltera y comerciante de ropa nueva en la frontera sur del país, este negocio lo impulso hace seis años, cuando decidió abandonar el trabajo para impulsar dicho negocio de la liquidación obtenida y así convertirse en una microempresaria emprendedora, el crédito lo solicita para invertir en mercadería como es pantalones para damas, pantalones para caballeros, ropa de niños, talladores, blusas, ropa interior, etc. Los otros integrantes son el señor Luis de 44 años de edad, propietario de una barbería en su domicilio, y las señoras Aimee de 22 años de edad propietaria de una tienda de ropa y cosméticos en su domicilio, Valeria de 29 años de edad quien comercializa ropa nueva en su comunidad y Ofelia de 20 años de edad, comerciante de ropa nueva a los pobladores de su comunidad y compañero de la universidad, para cubrir gastos de la carrera universitaria.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Amigos Group's $1,825 loan helped a member to purchase women's pants, men's pants, children's clothing, spaghetti strap tops, blouses, underwear, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 27, 2014
Jul 3, 2014
Currency Exchange Loss:
Dec 17, 2014