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Zuhra M.yousaf Group
In this Group: Zuhra, Nusrat , Seema , Riaz , Rashida , Hamidan

Zuhra baji is the wife of M. and lives in the city of Riwind, Pakistan. She owes a two room brick house and has been living in it for the past 15 years. She is the mother of one 8 year old son. Zuhra baji and her husband own a business that sells warm clothes. For the past 10 years, they have been buying clothes from old markets at cheap rates and selling them in different areas of their native city for a profit.

Zuhra baji is applying for a loan to buy to buy more warm clothes and sweaters to increase her profit. She is joined in her loan group by a few more members. Nusrat baji is requesting a loan to buy a buffalo for her milk selling business. Seema baji is requesting a loan to buy a horse cart for loading. Riaz baji is requesting a loan to buy a thread making machine. Rashida bajiis is requesting a loan to buy a buffalo for her milk selling business. Hamidan baji is requesting a loan to buy groceries for her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in their own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible for repayment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 365
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zuhra M.yousaf Group's $1,600 loan helped a member to buy warm clothes and sweaters for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2008
Nov 7, 2008
Currency Exchange Loss:
Mar 11, 2010