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Mussarat Taj Din Butt Group
In this Group: Mussarat, Bilquis , Hamidan , Suraiya , Razia

Mussarat baji is the wife of T. D. B. and lives in the city of Riwind, Pakistan. She owes a two room brick house and has been living in it for the past 10 years. She is the mother of eight children: six sons and two daughters. Her oldest three sons work in a factory while the remaining children are still enrolled in a neighborhood school. Mussarat baji’s husband is a daily wage laborer. For the past 10 years, Mussarat baji has been selling milk.

Mussarat baji has successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). She is now applying for a loan to buy more milk for resale. She is joined in her loan group by a few more members. Bilquis baji is requesting a loan to buy medicines and equipment for her midwife business. Hamidan baji is requesting a loan to buy items (chairs and tables) for her school. Suraiya baji is requesting a loan to buy leather and nails for her shoe making business. Razia baji is requesting a loan to repair her auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in theirown business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible for repayment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mussarat Taj Din Butt Group's $1,250 loan helped a member to buy milk for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2008
Nov 7, 2008
Currency Exchange Loss:
Mar 11, 2010