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Ma. Silang
Ma. Silang is 59 years old and married with six children.

She earns a living by farming fruit trees in the Philippines. Ma. Silang has been farming fruit trees for 20 years. She also earns additional income from buying and reselling charcoal.

Ma. Silang is borrowing 16,000 PHP through Negros Women for Tomorrow Foundation, Inc. (NWTF) to purchase additional seeds and fertilizers for her business.

She is working tirelessly toward the attainment of her dream to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $65,961,850
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ma. Silang to purchase additional seeds and fertilizers for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2014
Jul 1, 2014
Currency Exchange Loss:
Dec 17, 2014