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Liderando Las Palmeras Group
In this Group: Gloria Balvina, Fanny Flor, Maria Cecilia, Nicolasa*, Yenny Edelmira*, Nancy Estamilda, Lida , Mariza, Eliana Felicia, Silvia Marleni, Dolores*, Esther, Hector Gustavo, Norma, Ana Maria, Guadalupe
* not pictured
Héctor Gustavo belongs to the communal bank LIDERANDO LAS PALMERAS, located in the province and department of Cusco. Héctor Gustavo is 33 years old and single. He spends his time daily caring for small animals such as guinea pigs. He has been working at this business for some time, which works out well for him thanks to the hard work he puts in each day. At the same time he works in a private institution.

Héctor wants to continue working in this way to get ahead. This loan is part of one of the lines of credit of the Asociación Arariwa called "Credi Yapa." This line of credit is granted to borrowers with a good credit history, and this is a group which has those characteristics. The member asks for this loan to buy guinea pigs for his business. He is grateful for the loan and promises to make his payments on time. The other members work in farming, hotels, restaurants, transportation and tourism. The woman whose picture is inserted at the bottom asked to arrive at the meeting late because of her work hours.
View original language description ↓
El socio Héctor Gustavo pertenece al banco comunal LIDERANDO LAS PALMERAS, él banco está ubicado en la provincia de Cusco y departamento de Cusco.

El socio Héctor Gustavo tiene 33 años de edad y es soltero, él socio alterna sus actividades diarias con el negocio de crianza de animales menores como cuyes, él socio lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, el socio a la vez trabaja en una institución privada, el socio desea poder seguir trabajando para de esta forma seguir adelante, este préstamo es parte de una de las líneas de crédito de la Asociación Arariwa su nombre es Credi Yapa, esta línea de crédito es otorgado a los prestatarios con buen historial crediticio, siendo este un grupo que cumple dichas características.

El socio solicita el crédito para la compra de cuyes para su negocio.

El socio se siente agradecido por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Los demás socios se dedican a la agricultura, hotel, restaurante, transporté, turismo.

La socia que sale adjunta a la foto pidió permiso para llegar tarde a la reunión por motivos de trabajo.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Liderando Las Palmeras Group's $5,050 loan helped a member to buy guinea pigs for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 28, 2014
Jul 2, 2014
Currency Exchange Loss:
Dec 17, 2014