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Sandra Maria
Ms. Sandra Maria has worked for a public school for more than 15 years as an elementary teacher. She educates children from 6 to 8 years old. She is thankful to Ceprodel for having helped her with loans to buy construction materials, such as bricks, sand, cement, and others to make minor repairs to her house in the kitchen and bedroom areas to improve her family's living conditions.
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La Sra. Sandra Maria trabaja para una escuela publica desde hace mas de 15 años como profesora de primaria educandos a niños entre las edades de 6 - 8 años, agradece a ceprodel por haberle apoyado por medio de un credito para la compra de materiales de constrccion como ladrillos, arena, cemento y otros para realizar reparaciones menores en su casa de habitacion en el area de la cocina y dormitorios para mejorar sus condiciones de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sandra Maria to pay for repairs to her house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 14, 2014
Jul 2, 2014
Currency Exchange Loss:
Mar 2, 2016