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Mercedes Lorena
Mercedes Lorena has worked in public schools for more than 15 years as a Primary school teacher. She teaches children between the ages of 10 to 12. She is grateful to Ceprodel for supporting her through a loan to buy construction materials like bricks, sand, cement and others to make small repairs on the kitchen and bedrooms. This will improve the living conditions of her and her family.
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La Sra. Mercedes Lorena trabaja para una escuela publica desde hace mas de 15 años como profesora de primaria educandos a niños entre las edades de 10 - 12 años, agradece a ceprodel por haberle apoyado por medio de un credito para la compra de materiales de constrccion como ladrillos, arena, cemento y otros para realizar reparaciones menores en su casa de habitacion en el area de la cocina y dormitorios para mejorar sus condiciones de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,000
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Mercedes Lorena to buy construction materials like bricks, cement, sand , etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 14, 2014
Jul 2, 2014
Currency Exchange Loss:
Mar 2, 2016