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Rosa Gladis
Rosa is 40 years old, married, and has four children. She resides in the town of Choloma, Cortes.

Rosa is always looking for ways to generate income, so five years ago, she decided to sell cosmetics, crèmes, shampoo, disinfectants, dyes, and other items. She buys these products through catalogs and sells them by taking orders from her customers.

Rosa is requesting a loan of 5,000 HNL in order to buy more products to sell such as dyes, crèmes, deodorants, and lotions. She will also help her husband who engages in farming activities. Her goal is to grow her clientele so that she can increase her earnings and help her children with their studies.
View original language description ↓
Rosa, tiene 40 años de edad, esta casada, tiene 4 hijos, reside en el municipio de Choloma, Cortes. Ella siempre ha buscado como generar ingresos y hace 5 años decidió dedicarse a la venta de cosméticos, cremas, champú, desinfectantes, tintes, etc. Los productos que compra son de catalogo y vende por pedidos de sus clientes. Esta solicitando un préstamo por 5,000 lempiras para comprar más productos para la venta como tintes, cremas, desodorantes, lociones y apoyar a su esposo quien se dedica a las actividades agrícolas. Su propósito es crecer en clientes para aumentar las ganancias y ayudar a sus hijos con el estudio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $9,989,700
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rosa Gladis to buy dyes, crèmes, deodorants, and lotions to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2014
Jul 2, 2014
Currency Exchange Loss:
Jul 17, 2015