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Mrs. Khady, who is 45 years old and is married with children has been in trade for some years. She has had four loans which she repaid without difficulty. She requests a new loan to enable her to start building on her plot of land. She was able to purchase this land thanks to the profits she made from her business and she would like to embellish it with the new credit. Thus, she will be able to feel and see the fruits of her labour.
She will use her next loan to further improve her business and to raise it to a higher standard.
Madame Khady, âgée de 45 ans, mariée et mère de famille, fait du commerce depuis plusieurs années déjà. Elle a eu quatre crédits tous soldés sans difficultés. Elle veut un renouvellement pour pouvoir entamer les travaux de construction de sa parcelle. C’est grâce aux bénéfices de son activité, qu’elle a pu acquérir ce terrain qu’elle veut mettre en valeur avec le crédit acquis. C’est comme cela qu’elle pourra sentir et voir les fruits de son travail.
Son prochain crédit, servira à améliorer davantage son activité de commerce pour le hisser à un niveau beaucoup plus élevé.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 482.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD