La Florida (Cuenca) Group
One of the members of this group is a woman named Maria. She has formed a part of the credit group La Florida for the past two years, during which time she has even further strengthened ties of friendship. She likes this form of loans because the loans help her to grow her business and also to share great times with her friends in the group.
Señora María is 54 years old. She is a single mother with three older children who are married and live on their own. She doesn't have her own house, so she rents.
Doña María makes a living selling food, work that she does out of her house. She has been doing this work from Monday to Saturday for the last 6 years. The money from this loan is to buy tables and chairs. Her goal is to have her own house.
Una de las socias de este grupo es la Señora. María, forma parte del grupo de crédito La Florida desde hace 2 años, tiempo en el que ha estrechado aun más sus lasos de amistad, le gusta esta forma de créditos porque los créditos le ayudan a crecer en el negocio y también comparte gratos momentos con sus amigas del grupo.
La Señora María tiene 54 años de edad, es madre soltera de 3 hijos mayores de edad que están casados y viven independientes, no tiene casa propia por lo que vive arrendando.
Doña María se dedica a la venta de comida actividad que la realiza desde su casa, se dedica a esta actividad de lunes a sábados desde hace 6 años. El dinero de su crédito es para comprar sillas y mesas. Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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