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The client is 28 years old and lives in her own house with her domestic partner and her two children. She owns a business of party favors for weddings, 15 year old parties, christenings and home ornaments. With the income from her sales she pays for her household expenses. The client is requesting a loan to buy more merchandise at wholesale prices in order to improve her quality of life and that of her family's.
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La clienta de 28 años de edad vive en casa propia con su compañero de vida y sus dos hijos, ella posee una negocio de venta de recuerdos para bodas, quince años, bautizos y adornos para el hogar, con lo que obtiene de sus ventas sostiene los gastos que se le presentan en su hogar, la clienta solicita un crédito para la compra de mas mercadería por mayor, para mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy sweets, drinks, basic grains, soups, sugar, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jul 1, 2014
Currency Exchange Loss:
Jun 17, 2015