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Tatiana Beatriz
Tatiana is 20 years old. As of three years ago, she has owned a small store in which she distributes a variety of basic household items. Tatiana lives in a house along with her husband and their two children who are 4 and 2 years old. Tatiana is requesting a loan from FUSAI, given that she wants to continue building a contention wall to protect her house. With this loan, she will buy cement, sand, brick, and iron. She hopes to be able to use this loan and begin her plans as soon as possible.
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Tatiana tiene 20 años de edad y desde hace tres años posee una pequeña tienda en la cual distribuye variedad de productos de primera necesidad. Tatiana habita en casa propia junto a su a su compañero de vida y sus dos hijos de 4 años y 2 años de edad. Tataina solicita este crédito a FUSAI dado que desea construir un muro de contención para proteger su vivienda. Con el monto solicitado comprará cemento, arena, ladrillo y hierro. Espera poder contar con este crédito y así dar inicio a la mejora lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 528
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Tatiana Beatriz to buy cement, sand, brick, and iron to build a contention wall.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 28, 2014
Jun 30, 2014
Currency Exchange Loss:
Apr 25, 2016