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Lener Jacinto
Lener is originally from the beautiful city of Dario, located in the northeastern part of Nicaragua. He is a 30-year-old young man, married and has a son. He has good principles and moral values.

He has been working in a water supply and sewerage company for more than six years, being responsible of their product line and the collection of payments. He uses his income from this company to maintain his home and pay for his personal expenses.

He is requesting this loan to buy construction materials and to pay for labour costs since he wants to improve the conditions of his home.

The young Lener is very grateful for the help that Kiva has provided him, since with this loan he will be able to expand and improve his home.
View original language description ↓
Lener es originario de la hermosa ciudad deDario, ubicada en la parte noreste de Nicaragua, Lener es un joven de 30 años de edad es casado tiene un hijo, se caracteriza por tener buenosprincipios y valores morales.

Es trabajador de una empresa de servicio de acueducto y alcantarillado desde hace más de seis años desempeñándose como responsable de cartera y cobro, los ingresos que obtiene de dicha empresa lo destina para mantener su hogar y gastos personales.

Él crédito solicitado está destinado para la compra materiales de construcción y pago de mano de obra , ya que quiere mejorar las condiciones de su vivienda.

El joven Lener está muy agradecido por la ayuda que le ha brindado kiva ya que con este préstamo podrá ampliar y mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lener Jacinto to hire labourers to improve his home.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 24, 2014
Jun 30, 2014
Currency Exchange Loss:
Dec 24, 2015