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Livinston is 40 years old and is from Waspam. He is married and has four school-aged children. He has lived in a wooden stilt house for 14 years. He is requesting a loan in order to buy construction materials such as cement blocks, cement and rebar and cover labor costs, with the aim of building a wooden dwelling with concrete lower walls. His dream is to provide his family with a proper home and to set up a business.
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Livinston: Tiene 40 años de edad, es originario de Waspam, casado, tiene 4 hijos, en edad escolar. Desde hace 14 años habita en una casa de tambo de madera. Con el objetivo de construir su vivienda de minifalda de concreto y madera, solicita financiamiento para comprar materiales de construcción: bloques, cemento, hierro y cubrir costos de mano de obra. Su sueño Su sueño es brindarle a su familia una vivienda con las condiciones adecuadas y establecer un negocio.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Livinston to construct a wooden dwelling with concrete lower walls.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 24, 2014
Jun 30, 2014
Currency Exchange Loss:
Jul 17, 2015