A loan of $1,325 helped to buy perfumes, lotions, cosmetics and undergarments.

María De Lourdes's story

In the Calderón parish in Portoviejo city, the members of the Grupo De Crédito Desarrollo Femenino [Women’s Development Credit Group] meet every 15 days. This area is known for its delicious cuisine and its vegetation, the majority of the inhabitants make a living in agriculture and general trade.

Señora María lives in this area. She is 36 years old and she is in a common law marriage. She and her husband have three children who are 14, 11 and 3 years old. The older two are in high school and grade school. Her husband works as a mason.

Doña María is a homemaker. In order to earn her own income, she works in catalog sales of Leonisa brand clothing, as well as Avon products (beauty products, cosmetics, perfumes, and accessories for women). She works four days per week, for some hours in the morning or whenever she can. She delivers her products on credit and collects payments every 8 or 15 days. She has made a living for six years this way. With her income she helps giver her children a good education, which her husband does not make enough to do.

This loan is to buy perfumes lotions, cosmetics and undergarments. She has been in the Credit Group for five years and she likes it because the loans help her a lot with her business. Her dream is to have a boutique.

Translated from Spanish by Kiva volunteer Rachel Baron

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