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He originates from Waspam, is 31 years-old, and is married with 2 underage children. His wife works with the regional government. With the purpose of improving the roof of his home, he requests a loan to purchase zinc, nails, wood, and to cover the costs of labor. His dream is to have a home that grants his family adequate living conditions.
View original language description ↓
Es originario de Waspam, tiene 31 años de edad, casado con 2 hijos menores de edad, su esposa trabaja en el Gobierno Regional. Con el propósito de mejorar el techo de su vivienda solicita financiamiento para comprar: zinc, clavos, madera y cubrir costos de mano de obra. Su sueño es tener una vivienda que le brinde las condiciones adecuadas a su familia.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Pablo to improve the roof in his home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2014
Jun 29, 2014
Currency Exchange Loss:
Apr 23, 2015