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Belkis Zeneyda
Belkis Zeneyda is a single mother of 2 children, for whom she is responsible. She has worked as a hospital counselor in one of the hospitals in the city of León for 5 years. She starts at 7:00 a.m. and ends at 2:00 p.m. on this same schedule from Monday through Saturday.

Belkis Zeneyda used the loan she requested from Ceprodel to buy doors and windows to renovate her humble house, and in that way she will have a higher standard of living as well as better security for her small children.
View original language description ↓
La señora Belkis Zeneyda, es madre soltera de 2 hijos que están bajo su responsabilidad y labora como asesora hospitalaria en una de los centros hospitalarios de la ciudad de León, desde hace 5 años, inicia sus labores a las 07:00 am finaliza a las 02:00 pm en este mismo horario de lunes a sábado.

El crédito que solicito la señora Belkis Zeneyda a Ceprodel lo utilizó para la compra de puertas y ventanas para acondicionar su humilde vivienda y de esa manera obtendrá un mejor nivel de vida al igual que una mejor seguridad para sus pequeños hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,278,975
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Belkis Zeneyda to buy doors and windows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 11, 2014
Jun 29, 2014
Currency Exchange Loss:
Feb 3, 2016