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Rosalina has 4 children, all of whom she is no longer in charge of. She works in a small business at one of the markets in the city of Leon. She has had this occupation for 14 years. She starts working at 7:00 a.m. with the preparation of natural soft-drinks. She then goes to her business and finishes at 1:00 p.m. She has the same schedule from Monday to Sunday. This occupation allows her to support her home. Rosalina requested a loan from Ceprodel and Kiva to buy a freezer, which will allow her to make ice and that way increase her working capital and her profits, which will help her obtain a better quality of life.
View original language description ↓
La señora Rosalina, es madre de 4 hijos de los cuales ninguno está a su cargo, ella labora como comerciante en uno de los mercados de la ciudad de León, desempeñando esta labor desde hace 14 años, inicia sus labores a las 07:00 am con la elaboración de Refrescos naturales posterior se traslada hasta su puesto de trabajo finalizando a las 01:00 pm con este mismo horario de lunes a domingo, ella realiza esta labor para la mantención de su hogar.

Doña Rosalina, solicito un crédito a Ceprodel el que utilizo para compra de un Freezer lo cual le permitirá elaborar hielo y así aumentar su capital de trabajo y sus ganancias brindándole un mejor nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosalina to buy a freezer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2014
Jun 28, 2014
Currency Exchange Loss:
Jan 30, 2015