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Jannet Jesica
Jannet is a young college student. She is 21 years old, single and does not have children. She is studying business administration in a major university in San Andrés. She spends her spare time taking carer of her family's grocery store. Jannet is a very committed student and always represented her school in the math olympics. She says that she always received awards for her academic excellence, and one time she reached the finals of the math olympics and finished in third place. Her family and her brothers live off of the earnings they generate from their grocery store. She is the first in her family to attend college. Her expenses are now greater since she must purchase books, study materials, make photocopies and spend a lot of money on her daily transportation.

Her dream is to have a better salary to cover her housing expenses and to be able to study for another degree. For these reasons, Jannet is seeking a loan to purchase textbooks, a computer and to pay for transportation costs.
View original language description ↓
Jannet es una joven estudiante universitaria, tiene 21 años de edad es soltera y sin hijos.
ella estudia administración de empresas en la universidad mayor de San Andrés, su tiempo libre lo dedica a la atención de una tienda de abarrotes de su familia.
Jannet es una estudiante muy aplicada siempre representó a su escuela en las olimpiadas de matemáticas organizadas por el gobierno;¨siempre recibí diplomas de buen estudio, y una vez llegué al final de una olimpiada de matemáticas salí en tercer lugar...¨comenta.
su familia y sus hermanos viven de los ingresos obtenidos por una tienda de abarrotes, ella es la primera de su familia en ingresar a una universidad, sus gastos ahora son mayores porque tiene que comprar libros y material de estudio, además de las fotocopias y gasta mucho en pasajes del transporte diario.
su sueño es tener un buen salario para cubrir los gastos del hogar y poder estudiar otra carrera.
es por esos motivos que Jannet solicita un préstamo para la compra de libros universitarios, computadora y gastos de transporte.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 121
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Jannet Jesica purchase textbooks, a computer and pay for transportation costs.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jun 28, 2014
Currency Exchange Loss: