A loan of $725 helped to pay university fees and buy books.

Jose Marcelo's story

José is 21 years old, single and has no children. He finished high school at night school as he worked during the day. José lives with his parents and provides an income for his household. He says, "My parents taught me to work from a young age, and now I am independent. I am very pleased to bring money back to my and my parents' household".

José is now studying accounting, while working selling DVDs. This work allows him to pay for his studies and bring home an income. "With my work I pay for the costs of my studies but, at the same, it takes up a lot of time and sometimes I miss classes," says José.

José wants to finish his degree quickly, and start practising his profession. However, this is difficult. José needs financial support in order to finish paying for his studies and also to help manage his time working in sales.

Because of this, José is applying for a loan in order to pay university fees and buy books.

Translated from Spanish by Kiva volunteer Iain Gaw

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