The loan which they will receive will benefit small micro businesses where señora Hermenegilda is a member. She says that she became a member of Pro Mujer one year ago, after the invitation of one of the organisation's promoters who came to visit her at her home. She currently has a business selling pulses. She explains that she started this business several years ago to support her parents, who did the same work.
The loan which she will receive now is to increase capital (buying seeds wholesale), which she will acquire from the wholesale sellers in La Paz and later grow in her allotment. This way of working allows her to generate income to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer, she responds that she likes the health service that the organisation offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hermenegilda es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de venta de legumbres; da a conocer que este negocio lo hace varios años atrás, al apoyar a sus padres que tenían la misma actividad.
El crédito que ahora sacará es para el aumento de capital (compra de semillas por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo cultivará en su espacio de siembra. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el servicio de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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