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Update on Lucas

Lucas is an enterprising man who has worked in agriculture for 20 years. His main activity is milk production, and his business has reached a production level that is profitable through the improved genetics of his livestock and the care and feeding that he provides them.

Lucas is married and has 2 children, and he provides them with the support that they need for their personal development. At this time, he is requesting his 9th loan to use in maintaining his farm. He will use the funds to cut and clear the land and to repair his fences. This will enable him to improve the infrastructure of his dairy cattle farm.
View original language description ↓
Lucas es un hombre emprendedor, dedicado a la actividad agropecuaria desde hace 20 años, siendo la principal actividad la producción de leche la cual le ha permitido alcanzar un nivel productivo rentable, a través del mejoramiento genético de su ganado la atención y capacidad alimenticia de los mismos.
Este señor es casado con 2 hijos a los que les brinda el apoyo necesario para su desarrollo personal. Actualmente este señor está solicitando el crédito número 9 para utilizarlo en el mantenimiento de su finca, como es chapias, ronda y reparación de cerca.
La cual le vendrá a dar mejores condiciones a su infraestructura ganadera

Previous Loan Details

This client is a native of the Las Quemadas region in the jurisdiction of Telica. He has worked in livestock since he was young, and less time in agriculture. Previously he worked with his parents and now independently, with 21 years of experience. The most profitable is milk production, which... More from Lucas's previous loan »

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lucas to maintain his cattle farm: to cut and clear the land and to repair the fences.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2014
Jun 28, 2014
Currency Exchange Loss:
Oct 30, 2015