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Janina Ysabel
Janina is an entrepreneurial woman. She is 37 years old and single. She has 2 children, and lives in the Imperial District with her family.

Being a single mother, she had to look for a way to get ahead alone, and this did not stand in her way. For more than 5 years, she has had a grocery store with which she works and covers family expenses. It is going very well for her, because she is a person with a great desire to get ahead. She is dedicated to her work, responsible, and above all, she has her children as her greatest motivation.

Janina is grateful to Kiva lenders, because with the support they have provided, she will be able to buy merchandise to stock her grocery store, and thus have a variety of products to offer. In this way, she will get greater earnings, and with the money saved, she will be able to achieve one of her greatest goals: "To expand her house."
View original language description ↓
Janina es una mujer emprendedora, tiene 37 años de edad, es soltera, tiene 2 hijos y vive en el Distrito de Imperial junto a su familia.
Al ser madre soltera tuvo que buscar la manera de salir adelante sola, y eso no fue un impedimento para que sobresaliera. Desde hace más de 5 años tiene una bodega con la que trabaja y con la que solventa los gastos familiares. Le va muy bien porque es una persona con muchos deseos de superación, dedicada a su trabajo, responsable y obre todo porque tiene como mayor motivación a sus hijos.
Janina está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá comprar mercadería para suministrar la bodega y así tenga productos variados que ofrecer, de esta manera obtendrá mayores ingresos y con el dinero ahorrado podrá cumplir una de sus más grandes metas: "Ampliar su vivienda".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Janina Ysabel to buy merchandise to stock her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 27, 2014
Currency Exchange Loss:
Jan 17, 2015