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Update on Roberto

Roberto is 33 years old, married, and has a daughter. He lives in the town of Morazán, Yoro.

Four years ago, Roberto started his own business of selling mobile phone accessories including covers, pocket flashlights, sunglasses, belts, watches, controls, wallets, and other products. He conducts his business as a street vendor in his community. The loan he is requesting is his third one and is in the amount of 10,000 HNL. Roberto will use the money to buy merchandise such as sunglasses, flashlights, wristwatches, belts, wallets, and other items.

His goal is to increase his sales and his earnings so that he can support his wife and his daughter with her education.
View original language description ↓
Roberto, tiene 33 años de edad, es casado, tiene una hija y vive en el municipio de Morazán, Yoro. Hace cuatro años inicio su propio negocio de venta de accesorios para celulares como forros, focos de mano, lentes, fajas, relojes, controles, carteras, etc. Este negocio lo realiza de manera ambulante en la comunidad. El préstamo que solicita es el tercer ciclo y es por 10,000 lempiras con el cual va comprar achinería como lentes, focos, relojes de mano, fajas, carteras y otros. Su objetivo es incrementar las ventas y las ganancias para apoyar a su esposa y a su hija con la educación.

Previous Loan Details

Roberto is 32 years old, married and has one daughter. He lives in the town of Morazan in Yoro. Three years ago he started his own business selling mobile phone accessories, such as covers, hand torches, straps, watches, wallets and more. Roberto works as a street vendor in his community. Now... More from Roberto's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,881,200
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Roberto to buy merchandise such as sunglasses, flashlights, wristwatches, belts, wallets, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 28, 2014
Jun 27, 2014
Currency Exchange Loss:
Apr 18, 2015
This photo was used before for a previous loan for Roberto. It was first posted on Kiva on May, 2013. Learn More