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Sacristain Group
In this Group: Masika, Mwatamimwa, Aimerence, Jesepha
The customer, Masika, has been a trader for the past ten years and she is vice-president and member of the "Sacristain" business association. She is an entrepreneur who is 48 years old and mother to ten children, all of whom are studying. She sells used shoes and displays her goods in a market in the town centre. She is requesting a loan from Hekima so she can expand her business, and she is going to buy 180 pairs of shoes. Her husband is a civil servant who works for the State Administration. She began her business with funds from her husband. In the future she would like to be able to educate and feed her children. She is grateful to Hekima for having chosen its objective well, by supporting female entrepreneurs who do not have access to the classic bank system, by granting them loans without requiring any material guarantee.
View original language description ↓
La cliente Masika est une commerçante depuis 10 ans, vice présidente et membre d’un collectif d’affaires «Sacristain», entrepreneur, âgée de 48 ans, mariée et mère de 10 enfants, qui tous étudient. Elle est vendeuse des souliers usagés, elle étale son business dans le marché du centre ville. Elle sollicite un prêt auprès de Hekima pour accroitre ses activités. Elle va acheter 180 paires de souliers. Son conjoint est un fonctionnaire de l’Administration publique. Elle débuta avec de fonds reçu de son mari. Dans l’avenir, elle souhaite scolariser et nourrir ses enfants. Elle remercie Hekima pour avoir bien choisi sa cible, en apportant un soutien aux femmes entrepreneurs exclues du système bancaire classique, tout en leur accordant des crédits sans garantie matérielle.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 20
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sacristain Group's $8,900 loan helped a member to buy 180 pairs of shoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 25, 2014
Currency Exchange Loss:
Dec 17, 2014