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João comes from Homoine, province of Inhambane. He's 58 years old and married. He has six children, all of whom attend school, and he supports his mother-in-law who lives with him.
He has worked for I.F.P. (a teacher training institute) for over 12 years and earns an income which he uses to pay for household expenses. With this loan he intends to purchase construction supplies such as zinc sheets, beams and cement. This is his 7th loan with Hluvuku, and the previous loans were used for the same purpose.
In the future he intends to acquire some plots of land for farming. He also intends to finish building his house in order to provide comfort for his family.
View original language description ↓
Nasceu em Homoine Província De Inhambane tem 58 anos de idade vive maritalmente é pai de 6 filhos todos frequentam a escola, responsabiliza-se pela sua sogra que vive em sua casa.
Trabalha no I.F.P a mais de 12 anos, aufere um valor que aplica nas despesas da casa, com este empréstimo pretende adquirir material de construção como chapas de zinco, barrotes e cimento. Sendo que este é o seu 7º empréstimo na hluvuku, os últimos foram aplicados para mesma actividade.
Futuramente pretende adquirir algumas parcelas para a prática de agricultura, finalizar a sua obra para garantir o conforto da sua família.

Additional Information

More information about this loan

This is loan is part of Hluvuku’s effort to empower youth in Mozambique. With maximum repayment terms of 24 months, and maximum loan amounts of $12,000, this product is designed to helps borrowers purchase vehicles to transport goods across the South Africa/Mozambique border. By using the vehicle as collateral, Hluvuku hopes to encourage more young entrepreneurs to apply, as they will need fewer guarantees. By funding this loan, you are helping a youth in Mozambique to  generate an income for themselves and their families.


About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 31.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped João to purchase construction supplies such as zinc sheets, beams and cement.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jun 24, 2014
Currency Exchange Loss:
Nov 22, 2015