Vaeluaga is a 46-year-old married woman with four children. She runs a small plantation and also a canteen business selling to the school children, members of her community and members of the traveling public. Her husband helps out in the business if needed. She plans to use this loan to purchase chemicals, bush knives, a mist blower, a wheelbarrow, and a knife sharpener for her plantation business. Vaeluaga has been a member of SPBD for more than three years and she has managed to improve their family's livelihood with the profits from her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.