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Astrude's restaurant, Amical Bar Resto, is one of the oldest restaurants in the heart of Port-au-Prince. Under the leadership of Astrude, the business has financially supported its employees despite the rough period after the earthquake. A major part of the restaurant building collapsed during the earthquake of January 2010. As a trained cook, Astrude took the initiative to reopen the only restaurant in the community providing her own talent in the kitchen. However, the lack of equipment prevents the business from satisfying higher demand. A loan from Zafen will help Astrude to buy the equipment needed (Freezer, Oven, Generator, Chairs, Water Cooler and Fans) to attract and serve more customers.

Additional Information

More information about this loan

This loan could be made to a small and growing business (SGB) or a cooperative.  Please note that due to the risky nature of lending to SGBs and cooperatives, a market segment that is generally not served by microfinance organizations, Zafèn loans carry a significantly higher level of repayment risk than most other Kiva loans. The program has a repayment target of 70%, well below that of Fonkoze’s other portfolios. Lenders who choose to fund Zafèn loans should be aware of this risk.


About Fonkoze - Zafèn:

Fonkoze is Haiti’s largest microfinance institution, offering a full range of financial and development services to Haiti’s rural poor. Zafèn is a program created by Fonkoze to provide soft loans, training and support for village savings and loan associations, as well as small and growing businesses in Haiti. Soft loans are loans that are offered at an interest rate below the market rate.

More details and information on the projects are available on

About Haiti

  • $1,300
    Average annual income
  • 1
    View loans »
    Haiti Loans Fundraising
  • $2,368,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $4,000 helped Astrude to buy a freezer, an oven, a generator and other equipment for the restaurant.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Jun 19, 2014
Currency Exchange Loss: