Adèle has been in retail (selling beans, rice, palm oil, etc.) for five years. She is on her second loan with Turame. With this Kiva-financed loan, she is going to increase her capital to buy a large quantity of beans, rice, and palm oil, which she will resell to earn more.
In the coming years, she would like to become a wholesaler and see her children go to school.
Elle fait le commerce de boutique (haricot, riz, huile de palme,…) depuis 5 ans.
Elle est à son deuxième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de haricot, de riz et de l’huile de palme à revendre, pour gagner plus.
Dans les années prochaines, elle voudrait devenir une commerçante grossiste et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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