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Rami is a 30-year-old married father of two. He is a Palestinian refugee who has lived and worked in a Palestinian camp since he was born.

Just like almost all of the Palestinians who live in Lebanon, he has limited access to several working sectors. That's why at the beginning of his working career he used to work in furniture painting and making. However, four years ago, he turned to trading scrap, which he says provides his beloved family with a better income and standard of living.

Since Rami is the family's sole earner, he is acquiring a YOUTH loan from Kiva's field partner Al Majmoua to buy scrap to trade and sell.

Rami is working hard to continue building his family's house completely, and he might invest part of the loan for this purpose.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 33
    View loans »
    Lebanon Loans Fundraising
  • $19,527,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Rami to buy scrap to trade and sell.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 22, 2014
Jun 23, 2014
Currency Exchange Loss:
Oct 17, 2015