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Gulhuseyn is very grateful to Kiva lenders, because thanks to their help, he will be able to make some repairs to his home. In particular, he will put a gate to his yard. He hopes to be able to give his family a better and importantly safe living environment.

Gulhuseyn is a hardworking 31-year-old man. He is married and has three children aged 7, 5 and 4. He lives with his family in their own house in a tiny village. His wife is a homemaker who does the household chores and raises their children. Gulhuseyn is engaged in agriculture for his family's income.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Azerbaijan

  • $10,800
    Average annual income
  • 37
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD