Cruz Del Sur Group
Paulina states that she has been a member of Pro Mujer for 5 years. She joined at the invitation of a friend who is also a member of the institution. Paulina currently has a business selling auto parts. She learned this business from her family, and when she decided to establish her own family she started up this business with the support of her husband. She will use this loan to increase her capital (buying auto parts). She will buy these parts from the wholesale traders and later sell them from her sales post. By working in this way, she is able to generate resources to support her family, as she has a husband and 3 children.
When asked what she likes about Pro Mujer, Paulina responded that she likes the training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Paulina es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de venta de repuestos de autos; da a conocer que la venta de este producto lo aprendió de su familia y cuando decide establecer una familia emprenden este negocio con el apoyo de su esposo.
El crédito que ahora sacará es para el aumento de capital (compra de repuesto de autos) que adquirirá de las vendedoras mayoristas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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