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Banco Mujer Las Triunfadoras Group
In this Group: Irma, Cynthia, Patricia, Maria
Patricia is one member of the women's communal bank named "Las Triunfadoras". She is 38 years old, divorced and the head of her household. Patricia has two daughters: the youngest is in high school while the eldest is doing a course to learn a profession and to be able to help her mother. Patricia is a very brave and hard-working woman. She is a stylist and looks after her customers in a small place at her home. She also visits customers at their home to do hair cuts, dyes and all sorts of hair treatments. This is Patricia's second loan; she will invest it in buying supplies for her work, such as dyes, keratins, care treatments and more.

This work is Patricia's only source of income for her family. As a result, this investment is vital for strengthening her business and improving Patricia and her daughters' quality of life. Alongside Patricia, this group has three other members who will invest in their businesses and artisan work.
View original language description ↓
Doña Patricia es una de las integrantes de Banco Mujer La Triunfadoras, tiene 38 años, es divorciada, jefa de hogar y tiene 2 hijas, una de ellas estudiante de secundaria y la hija mayor está asistiendo a cursos técnicos para aprender una profesión y poder ayudar a su madre. Doña Patricia es una señora muy valiente y trabajadora, estilista de profesión y ocupación, atiende clientas en su casa, en un pequeño espacio, además visita clientas a domicilio, para cortes de pelo, tintes, y todo tipo de tratamientos para cabello. Este es el segundo crédito que solicita, y lo va a invertir en la compra de insumos para su trabajo, como tintes, keratinas, tratamientos de cuidado y otros.
La actividad que realiza la clienta es una única fuente de ingresos que recibe su familia, es por eso que la inversión de capital de trabajo es vital para fortalecer su negocio, y mejorar la calidad de vida de ella y sus hijas. Junto a Doña Patricia integran el grupo 3 socias más que van a invertir en actividades comerciales y artesanales.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 557.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Las Triunfadoras Group's $1,800 loan helped a member to buy supplies such as dyes, keratins, treatments and more.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2014
Jul 1, 2014
Currency Exchange Loss:
Sep 24, 2015