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Qantuwayta Group
In this Group: Gardenia, Isabel, Marilu, Dina, Vilma, Nilda, Valeriana, Yeny, Eulogia Sermonia, Aydee, Saturnina
Gardenia C., Aydee P. and Valeriana S. are members of the community bank, Qantuwayta, which is located in a small community, Vischongo, about 3500 meters above sea level in the Andes. Adjacent to the Pampas River, the area is known as an archaeological zone wich much potential in the agriculture and commercial markets.

Gardenia lives in the area with her 7-year-old son and has run a store from her house for the past 2 years. Unfortunately, about 2 years ago, she also experienced a small robbery in her store, which she has since been able to overcome with the help of loans and her savings from FINCA Perú. Her biggest dream is to have her son attend the University and become a professional; she is currently saving to be able to fulfill her dream.

For the past six months, Aydee has been working at her snack bar which continues to grow. She dreams of finishing her studies and being a professional.

Valeriana is married with three children, aged 25, 22 and 19. She came to the area from Lima five years ago to help her mom, and has not yet returned. She is currently saving for her mother’s health and has a dream of having her own small business to run with her family.

Their loan of 1,700 soles will be invested by the women into their businesses. Gardenia will invest into the purchase of more groceries including fruits and vegetables. Valeriana will purchase drinks and cakes for the restaurant. Aydee will purchase more items for her store including candies, ice cream, ice cream cones and cakes.

The community bank, Qantuwayta, needs a loan of 5,100 nuevos soles in order for 11 of its members to improve their businesses.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Qantuwayta Group's $1,675 loan helped a member to improve their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2008
Nov 4, 2008
Currency Exchange Loss:
Jun 15, 2009