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Jhony Fredy
Jhony, 20, is a young entrepreneur who very much wants to get ahead. He lives with his family in the district of San Juan de Lurigancho.

He has had a clothing business for three years. It's going very well for him because he's a responsible and hardworking person who is friendly with the customers and, above all, sells quality products at the best price.

Jhony is grateful to the Kiva lenders because with their help he'll be able to buy merchandise to help his business and earn more income.

With a lot of effort and dedication, later he'll be able to achieve his biggest dream: to study for a profession and open some clothing stores in Gamarra.
View original language description ↓
Jhony es un joven emprendedor con muchas ganas de salir adelante, tiene 20 años de edad y vive en el Distrito de San Juan de Lurigancho junto a su familia. Desde hace casi 3 años tiene un negocio de venta de prendas de vestir, le va muy bien porque es una persona responsable, trabajadora, amable con los clientes y sobre todo porque ofrece productos de calidad al mejor precio.
Jhony está agradecido con los prestamistas Kiva porque con el apoyo que le han dado él podrá comprar mercadería para implementar el negocio y poder obtener más ingresos y con mucho esfuerzo y dedicación más adelante podrá cumplir su más grande sueño: "Estudiar una carrera profesional y abrir varias tiendas de ropa en Gamarra".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD