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Osmer Germain
Osmer Germain is 22 years old and lives in a rented house made of rustic materials, along with his wife and daughter, in the district of Pucará. The people there work in agriculture, business and animal husbandry, and it is located in the province of Jaén which is part of the Cajamarca region, in the northern mountains of Perú.

He has worked providing a transportation service in his motorcycle taxi for a year, carrying passengers to nearby areas in his district. He has asked for a loan of 500 nuevos soles from Edpyme Alternativa to purchase tires for his vehicle and in this way, generate more income for his family.
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Osmer Germain tiene 22 años de edad, vive en casa alquilada de material rustico, junto a su esposa e hija en el distrito de Pucará, su población se dedica a la agricultura, comercio y ganadería, ubicada en la Provincia de Jaén que pertenece a la Región Cajamarca, sierra norte del Perú.

El se dedica a prestar servicio de transporte en su mototaxi, desde hace un año, trasladando a sus pasajeros a zonas aledañas a su distrito, ha solicitado un préstamo a Edpyme Alternativa de 500 nuevos soles para la compra de llantas para su vehículo y de esta manera generar mayores ingresos para su familia.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Osmer Germain to purchase tires for his vehicle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 25, 2014
Currency Exchange Loss:
Sep 17, 2014