Nuevo Amanecer Group
The loan that they are requesting will benefit the group of small businesses of which Herminia is a member. She became a member two years ago when the institution carried out a publicity campaign. She currently has a business producing straw mattresses. She learnt this trade from her partner and they decided to go into business together.
The loan that they are asking for is to increase their capital so that they can buy fabric wholesale from the traders in the area. Then they will sell their products in the local market.
This work allows her to generate an income to support her family, as she is married and has two children.
When she is asked what she likes most about 'Pro Mujer', she tells us that it is the life insurance that the organization offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Herminia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promoción masiva de la institución. En la actualidad ella tiene un negocio de producción de colchones de paja; da a conocer que este negocio lo aprendió de su pareja, al unirse deciden emprender este negocio juntos.
El crédito que ahora sacará es para el aumento de capital (compra tela por mayor) que adquirirá de las vendedoras mayoristas de su comunidad y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el seguro de vida que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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