Flor De Los Andes Uno Group
The members have a variety of businesses which include: selling books, whistles, vegetables, cell phones, meals, traditional skirts, hats, and plants; as well as construction services, and a neighborhood store. The loan they take out will benefit micro entrepreneurs where Damiana is a member. She states that she joined Pro Mujer four years ago at the invitation of her husband who is a client of the institution.
Currently, Damiana has a business selling toys which she started eight years ago when she noticed that this business has the advantage of being busy at any time of year. The loan will be used to increase capital to buy toys at wholesale. She will buy them from wholesalers in the city of El Alto and then resell them to customers who order them. This way of working allows her to generate income to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the training offered by the institution. The husband of one of the members is In the picture above. He is in a light blue jacket.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Damiana es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de su esposo que es cliente de la institución. En la actualidad ella tiene un negocio de venta de juguetes; da a conocer que este negocio lo implemento hace ocho años, al observar que este negocio tenía la ventaja de que era comercial en cualquier época del años.
El crédito que ahora sacará es para el aumento de capital (compra de juguetes por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
En la imagen se encuentra el esposo de una de las socias, él esta vestido con una campera celeste.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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