A loan of $325 helped to buy seeds and fertilizer.


Swastika's story

Swastika is 30 years old, married, and has 2 children aged 8 and 6. Many years ago, she established her vegetable farming business. Working 7 days a week and 4 hours a day, she supports her family. She has already received and successfully repaid 5 loans from Patan BPW and used her most recent one to buy seeds and fertilizer. In the future, Swastika plans to uplift the economic conditions of her family. She thanks you for your support. Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seeds and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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