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Kiryanjagi Twimukyangane Group
In this Group: Joy, Ezera, Dezi, John*, Milton*, Erineo, Victoriano, Isaac, Rauben, Joseph, Jolleni, Proscovia, Yosamu, Godfrey, Karoli*
* not pictured
Joseph is a 24-year-old hardworking married man living in Kagadi, Uganda with two children who are four and one years old. He has been dealing in motorcycle transport since 2012 alongside farming to get income to support his family. He hopes to buy a plot and build a commercial house though he lacks enough capital. Joseph intends to use the loan to buy a new motorcycle. He is a member of Kiryanjagi Twimukyangane Group where each member guarantees the others to get a loan since they don’t pledge securities.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,574.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kiryanjagi Twimukyangane Group's $3,425 loan helped a member to buy a new motorcycle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jun 21, 2014
Currency Exchange Loss:
Dec 18, 2014