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Guzelya has a degree in teaching and has taught Russian language at the educational center for four years. She likes to teach and share her knowledge.

Guzelya is 34 and is not married. She lives with her mother in the city of Qurgan-Tube in a small, two-room apartment. She wants to improve the living conditions in the apartment but does not have enough money to take care of the repairs. She is requesting a loan for this reason and hopes for financial support.
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Гузеля имеет высшее педагогическое образование. Она в течение 4 лет работает в учебном центре в качестве преподавателя русского языка. Ей нравится обучать людей и передавать им свои знания.
Гузеля не замужем, ей 34 года. Она живет с матерью в городе Кургантюбе в маленькой двухкомнатной квартире. Гузеля хочет улучшить условия быта в их квартире, но чтобы провести ремонт в квартире у них не хватает собственных средств. Поэтому Гузеля обратилась за кредитом. Она очень надеется на финансовую поддержку.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Guzelya to repair her home and improve living conditions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jun 20, 2014
Currency Exchange Loss:
Nov 17, 2014