Check out some available loans that are similar to this one!
Cassava was one of the best-selling products in the community. However, it was very challenging for cassava vendors to go to a different location in order to buy mamba (peanut butter) which is a complement to cassava. Bernadette quickly discovered the importance of peanut butter for these vendors' businesses and decided to start making and selling peanut butter locally. Bernadette passion is to better its customers’ lives by providing the highest quality of products at the lowest prices. Because of a previous loan from Zafen, the business has bought a peanut grinding machine to increase its production. As production increased, the demand for goods and services increased. Which explains its need to increase production and create more jobs. A loan will help the business better satisfy its clientele.

Additional Information

More information about this loan

This loan could be made to a small and growing business (SGB) or a cooperative.  Please note that due to the risky nature of lending to SGBs and cooperatives, a market segment that is generally not served by microfinance organizations, Zafèn loans carry a significantly higher level of repayment risk than most other Kiva loans. The program has a repayment target of 70%, well below that of Fonkoze’s other portfolios. Lenders who choose to fund Zafèn loans should be aware of this risk.


About Fonkoze - Zafèn:

Fonkoze is Haiti’s largest microfinance institution, offering a full range of financial and development services to Haiti’s rural poor. Zafèn is a program created by Fonkoze to provide soft loans, training and support for village savings and loan associations, as well as small and growing businesses in Haiti. Soft loans are loans that are offered at an interest rate below the market rate.

More details and information on the projects are available on

About Haiti

  • $1,300
    Average annual income
  • 15
    View loans »
    Haiti Loans Fundraising
  • $2,533,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bernadette to buy a freezer, peanuts and other ingredients in bulk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Jun 19, 2014
Currency Exchange Loss:
Feb 17, 2016