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Djija Group
In this Group: Fatoumata , Ramata , Biba , Maïmouna
The Djija group is composed of eight women, the majority of whom are in polygamous marriages. They are, on average, 35 years old and have an average of four children each. They all live in Djelibougou, one of the neighborhoods of Bamako, and know each other through their neighborhood ties. The group members sell second-hand clothing, soap, and vegetables. To increase their business capital, the group members decided to collaborate with Soro Yiriwaso and are on their third group loan.

Biba (the woman seated on the far right of the photo) has a great reputation in the clothing-sales business. She will use her loan to buy three bales of used clothing wholesale in Médine. She will resell the clothing retail in Djelibougou to a mixed clientele. With this loan, Biba hopes to earn an average monthly income of 90,000 FCFA, which she will reinvest in her business. With this partnership with Soro Yiriwaso, her goal is to buy a lot for residential use.
View original language description ↓
Le groupe Djija est composé de 8 femmes mariées majoritairement dans des ménages polygames. Elles ont en moyenne 35 ans et 4 enfants. Elles habitent toutes à Djelibougou l’un des quartiers de Bamako et se sont connues à travers des liens de voisinage. Les membres du groupe font le petit commerce d’habits (friperies), de savons et de légumes. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 3ème cycle de prêt solidaire.
Madame Biba (femme assise à l’extrême droite sur la photo) a une grande réputation dans la vente des habits (friperies). Elle compte utiliser son prêt pour acheter 3 balles de friperies en gros à Médine. La revente se fait en détails à Djelibougou et à une clientèle mixte. Madame Biba espère réaliser avec ce prêt un bénéfice mensuel moyen de 90 000 FCFA qui sera utilisé, pour être réinvesti dans l’activité. Elle a pour objectif d’acheter un lot à usage d’habitation dans cette relation avec Soro Yiriwaso.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 58
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 479.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD