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Carmelita is 58 years old and married with three children. She is a very hardworking entrepreneur.

Carmelita has a general store business in the Philippines. She has been in this business for ten years. Carmelita requested a PHP 30,000 loan amount through NWTF in order to purchase more items such as snack foods, beverages and other groceries.

In the future, Carmelita would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $69,611,525
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Carmelita to purchase more items such as snack foods, beverages and other groceries.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 13, 2014
Jun 20, 2014
Currency Exchange Loss:
Oct 26, 2014