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Dania Scarlett
Dania is 22 years old. She is married and has a 10 month old son. She is a happy, hardworking, enterprising person with dreams and goals to accomplish in the short term. She has been working for the Mayor's office for the last 4 and a half years, where she serves as the managing cashier. Currently, Dania has already finished her studies in the university and in the not so distant future, she will continue to study, since she wants to get a second diploma in Administration and, in this manner, achieve other opportunities. She says that the loan will be a great help to her since she will be able to make a thatched roof in her house which is one of her goals, in order to have friends come to a cool and cozy place
View original language description ↓
Dania tiene la edad de 22 años, es casada y tiene un niño de 10 meses, es una persona alegre, trabajadora, emprendedora,con sueños y metas por cumplir a corto plazo. Ella labora para la Alcaldia desde hace 4 1/2 años, en donde se desempeña como Responsable de Caja. Dania actualmente culmino sus estudios en la universidad y en un futuro no muy lejano continuara estudiando, ya que desea sacar su segunda carrera de Administracion y de esta forma lograr otras oportunidades. Comenta que el credito va a estar de gran ayuda ya que logro hacer un rancho de palma en su casa de habitacion que es entre sus metas, con el objetivo de recibir a sus amistades en un lugar fresco y acogedor.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dania Scarlett to buy palms, wood, nails, plastic and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2014
Jun 23, 2014
Currency Exchange Loss:
Mar 17, 2015