A loan of $700 helped a member to buy fertilizers to make her crop more productive.


Mrs. Sin Ann's Village Bank Group's story

Ten people in Trapeang Lean Village in Takeo Province comprise this village bank loan, led by Mrs. Sin A., the 22-year-old mother of two children who are yet too young to attend school. Sin and her husband, Mr. C. Pros, are farmers who own 0.3-hectare of land upon which to cultivate rice. Unfortunately, their field is currently infertile, so Sin is requesting a loan to buy fertilizers to revitalize it.

All the members in this village bank have end-of-term loans, so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor, allowing them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sin, San, Ngouv, Pech, Chum, Chum, Set, Nuth, Kouch, Nhean
*not pictured



Loan details


Lenders and lending teams



Loan details