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Update on Merlinda

Merlinda has been helping her husband operate their farm to make a living. For more than six years, they have been able to sustain their living standards and has successfully repaid her previous loan.

The farm is still doing well, but she has to fertilize it to gain more produce. Earlier this month, she took out a new loan to purchase fertilizer.

In the future, Merlinda wants to make improvements to her house and to improve the general living conditions of her family.

Previous Loan Details

Merlinda is a married woman who has three children. She is 42 years old, and resides at Kapatagan, Tambulig, Zamboanga del Sur, Philippines. Merlinda plants, harvests and sells rice for a living and she's been in this business for 5 years. Each month, she earns 8,000 PHP doing this type of busine... More from Merlinda's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 404
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Merlinda to purchase fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 29, 2014
Jun 20, 2014
Currency Exchange Loss:
Dec 17, 2014