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Luz Y Esperanza 1, 2 & 3 Group
In this Group: Juliana, Eufemio, Ana, Paula, Grecia, Luz, Reyes, Arcadia, Oscar, Adrian*, Santa, Amado*, Keila, Melania, Carina
* not pictured
Juliana is one of the members of the group Luz y Esperanza 1, 2, & 3, which is comprised of fifteen micro-businesspeople who sell clothes, natural products, shoes, food, and other items. They are located in the city of Samana, a developing tourist town that lies on the Atlantic coast and is rich in natural resources. Juliana lives with her long-term partner and their 5 children.

Juliana runs a clothing sales business. She started this business with her savings. She is very excited to be receiving her 4th Esperanza Internacional loan. She has successfully repaid her previous loans and has taken steps to expand her business. Juliana is requesting a loan to purchase pants, shirts, blouses, and other clothes. She will reinvest the profit from her loan into her business and provide for her family. She thanks you all for your support!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Dominican Republic

  • $9,700
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $8,560,850
    Funds lent in using Kiva
  • 43.4
    Dominican Republic Pesos (DOP) = $1 USD