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Camila Lyli

Update on Camila Lyli

Camila is a small merchant who sells cosmetics and clothing as a means of earning a living. She has three children who are already independent adults, and support her however they can with the household expenses. Camila has invested previous loans in merchandise for her business so that she could get ahead. The loan she is requesting this time is to invest in her business. She will use it to buy clothing and Avon and Zermat cosmetics, therefore allowing her to have a more varied product line to offer her customers.
View original language description ↓
Camila es una pequeña comerciante que se dedica a la venta de cosméticos y ropa, como medio de subsistencia. Tiene tres hijos, que ya son independientes a ella, y le apoyan en lo que pueden en los gastos del hogar. Camila a través de varios créditos ha ido invirtiendo en mercadería para su negocio y así poder sacarlo adelante. El crédito solicitado esta vez es también para inversión en su negocio, lo que usará para comprar ropa, cosméticos Avon y Zermat, y así poder mantener variedad de productos para ofertar a sus clientes.

Previous Loan Details

Camila is a single woman who only seeks to get ahead in life. Her children are married and independent, and although they help her it is not the same since they have their own responsibilities. Camila fights with her small business selling clothes and cosmetics. It is her only means of income so ... More from Camila Lyli's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,251,375
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Camila Lyli to buy cosmetics and new clothing for her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 22, 2014
Currency Exchange Loss:
Jul 23, 2015