A loan of $1,825 helped a member to own solar lighting to install in her variety store so as to open for longer hours at night.

Quarter A Group's story

Young and vibrant yet mature and hard-working is Hatkhotin who hails from a small town on the outskirts of Churachandpur in the Northeastern state of India. Hatkhotin is the featured member of Quarter A pictured with raised hand. This group’s main purpose in coming together and forming a group is to raise their economic and living standard by accessing loan for a mini 45 watt solar lighting worth 12,173 INR. Hatkhotin being the representative of the group shared about the grievance of not having access to regular power supply in the town. She cannot run her business till late hours due to irregular electric supply and frequent load shedding. This forced her to divert a considerable share of means to the purchase of another alternative lighting device. As the family lives only on the pension of her grandfather it is difficult for them to spend an extra amount on another alternative device.

Hatkhotin used to teach in a local private school but the amount she gets as a salary could not meet the expenses of the family. Therefore, in order to supplement her income Hatkhotin resigned from the teaching job and opened a variety store near her house. She says that she earns a profit of around 400-500 INR per day. She says she gets lot of free time to do side business while running the store, too.

Hatkhotin wants to access a solar loan to buy a 45-watt solar home lighting system which will light up 4 light bulbs for 12 hrs a day. Since it has 90 meters of wire, it can be install in any four adjacent rooms in the house or as per user’s own convenience. Mobile phone charging can be more hassle free unlike depending only on the conventional electricity to charge the phone. With the help of the solar loan, Hatkhotin expects to get more income by opening her store till late in the evening.

Likewise, the other group members are also busy in their businesses and are working hard. Their businesses include weaving, tailoring and a variety store. They will all use the solar light in their activity at night. They are hopeful for better and bigger outcome in the days to come, if Kiva continues the good work towards them in the future, too.

In this group: Themkhochin, Hatpi, Nemkhohat, Nengneithem, Hatkhotin, Lhingneiching, Lhingneiting, Hoinu, Nengneikim

Loan details

Lenders and lending teams

Loan details